Peace Of Mind For Your Investment Property

AUSKY strongly recommends all our landlords purchase landlord insurance for their investment properties. Landlord insurance is a policy designed to covers you against events such as loss of rent due to a tenant’s rent default, the theft or burglary of any belongings you have leased to your tenants, and natural disasters such as storms. Additionally, you can get insured for accidental or malicious damage to the structure of your property.

It pays to remember that each landlord policy is different. Some policies will cover you for all the events listed below, while others will only cover you for a selection of scenarios. Always review your Product Disclosure Statement (PDS). That way you can be sure the product you are thinking of purchasing covers the events you want protection against.

Loss of rental income



Protects you from loss of rental income as a result of scenarios such as those listed below.

Provides cover for:

  • Absconding tenant 
  • Defaulting tenant 
  • Failure to give vacant possession 
  • Death of a tenant 
  • Hardship 
  • Untenantable property 
  • Prevention of access 
  • Rent reduction 

Protects those furnishings you forget, like curtains, carpets, blinds and light fittings.

Provides cover for:

  • Tenant Damage 
  • Flood 
  • Storm or rainwater 
  • Escape of liquid 
  • Fire (including bushfire) or explosion
  • Break-in vandalism or theft 
  • Pet damage 
  • Scorching 
  • Impact 
  • Earthquake or tsunami 
  • Glass breakage 
  • Lightning 
  • Oil leakage from any heater
  • Electric motor burnout 
  • Riot, civil commotion or public disturbance

Protects your building against loss or damage caused by tenants, their family or their invited guests.

Provides cover for:

  • Tenant Damage 
  • Pet damage 
  • Scorching

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